Tips In Life

Claim your Smart Bro Points

2011-06-03T01:28:00.000-07:00

If you're internet connection is Smart Bro and you are paying monthly then you have smart rewards points.

What is smart Rewards Points
Smart points is a reward given to Smart Bro clients. For every P1.00 worth of transaction you get 5 points. Plus 500 points monthly if you enroll to their SMART's electronic bill.

How can you redeem Smart Rewards Points
Go to their website http://smart.com.ph/. Then log in to your account. (How to register to log in to your smart bro account).

Click Smart Rewards -> Click Redeem Free Items

Choose the rewards you want

How NOT to pay your credit cards annual fee.

2011-05-26T20:23:00.000-07:00

I am using credit card for more than 4 years and every year I pay the annual fee for my credit card. My credit card is HSBC Visa and I pay 1200 pesos every year. Until lately a friend told me that I can have a reversal for my annual fee.

What is annual fee reversal and how can I avail it? First is you will call the customer service for HSBC. You will tell them you wanted to have a reversal for you annual fee. They will have certain conditions, like in my case I was allowed to have a reversal if I purchase 5 thousand pesos for two months. However if you think the condition is not okay then you can threaten them to close your credit card.

How did I know my heart problem!

2010-04-14T02:00:00.000-07:00

From this day I will be writing my experiences about my sickness. I will be writing it so that I can share it to other people and help especially those who have the same condition with mine. From the first time I know my heart problem I have been searching the internet almost every day, trying to know my condition and asking people about their experiences. It helps a lot to know, talk, share with same people who are experiencing the same condition.

This is how I know my heart problem. Year 2007, my company has a yearly medical check up. I was advised by the doctor to undergo a 2D echo test. 2D echo is a study of your heart using a machine, and it usually takes about 30 minutes. But I did not have 2D echo that time. The next year, 2008, I undergo another medical check up and the doctor advised me to have a 2D echo again. Like the other time I did not take the test. And last year 2009 on the yearly medical check up, my heart on the x-ray shows that it is already enlarged by some percentage. So I took the test on May, 2009. The result shows that I have mild to moderate mitral stenosis and severe aortic regurgitation. I have problems with 2 of the 4 valves of the heart. Shocking result. Seems like I'm carrying the entire world.

Effective solutions for Dandruff

2009-11-11T00:51:00.001-08:00

Itching, flaking and got that snowy white things in your head? And you have been searching and finding for solutions but none of them works. You even bought that super expensive anti dandruff shampoo and yet it does not works.

Here are some solutions that I have used that works well and very effective:

You can use baking soda. Take a handful of it and slowly massage on the scalp and hair. You can massage your scalp for about 1 minute or 2 minutes. Then rinse properly with water.

a) You can use baking soda in replacement of your regular shampoo. Use it for about 2 weeks. And without using your regular shampoo. However at first your hair will become dry but after few days your hair will become healthy again.

b) You can have another way of using the baking soda if you don't want to feel the dryness at first. Just mix baking soda with your regular shampoo and apply to hair and massage for 2 minutes. And then rinse well.

Just choose which one is suitable for you and is effective.

Feel the clean scalp and stop the itchy scalp with baking soda. It is very cheap and there is no harsh chemicals on it. You won't worry of more damage to your hair.

How to Earn Money in the Internet Free

2009-06-15T01:32:00.000-07:00

There are a lot of ways to earn money online. Your success depends on your hardwork.

Here are the list of the most common ways of earning online:
1) Paid to click or PTC
- You need to register a site which is a PTC, like neobux or clicksense. You earn from this site by clicking ads listed on their site. And there is no fee to join.
- Every day you will be given advertisements to click. Some have 10 ads a day. Each ad they may pay 1 cent.
- You may view each ad for about 30 seconds. And one ad at a time.
- You can increase earnings by having referrals or upgrading your account.

* This way of earning is slow especially if you don't have referrals but atleast you invest no money. But you have to be careful for some ptc sites are scams.

2) Paid to Post or PTP
- You register a PTP site like mylot. You earn money by posting, responding to discussions.
- Each post you write, there is an equivalent money.
- And this is free to joined.

* Like PTC or Paid to Click it is also important to have referrals to earn more.

3) Paid to Review
- You can register on this kind of site like ciao.
- The nature of this site is you are going to give review of a certain product. Each review will earn you money.

* More referrals can earn you more also.

4) Paid to read Emails
- You are going to register this kind of site. And then everyday you will be given emails to read.
- Each email sent and you read can earn you money.

5) Surveys
- Survey sites pay much higher compare to ptc, ptr, or ptp.
- You will register a site which offers surveys and then they will give surveys from time to time. - Some sites will give 5 or 10 dollars or depending on the site and the kind of survey you are taking.

6) Blogs/Sites
- As long as you can write and have a good idea of some topic then go for blog.
- You can go to payperview, blogspot and other sites that you can create blogs.
- All you need to do is create a nice topic that will click in the internet.
- Then register to google adsense.
- The more popular your site, the more you earn money.
- Your income here is much higher to some other earnings as long as your site or blog have many visitors.

7) FreeLancing
- You can write stuff, do programs if you are programmer and earn to some sites that will give you work to do.

8) Sell Stuff
- You can also sell stuff in the internet like e-bay. All you need to do is register to e-bay and then post your product so people can see it and when someone will buy it you will earn money.

Schedule of Trips to Bohol

2009-06-09T02:23:00.000-07:00

OCEAN JET - (fast craft) (daily schedule) (Pier 1)

CEBU - TAGBILARAN	TAGBILARAN - CEBU
6:00 AM	7:05 AM
9:30 AM	9:30 AM
1:50 PM	11:35 AM
3:35 PM	4:10 PM
6:00 PM	5:30 PM

ADVANCE PURCHASED RATES FOR ONE WAY OR ROUND TRIP TICKETS:
ONE(1) DAY BEFORE DEPARTURE DATE: P 400.00 - open air accomodation only
TWO(2) DAYS BEFOR DEPARTURE DATE: P 500.00
ONE(1) WEEK BEFORE DEPARTURE DATE: P 400.00
TWO(2) WEEKS BEFORE DEPARTURE DATE: P 300.00

SUPERCAT - (fast craft) (daily schedule) (Pier 4)

CEBU - TAGBILARAN	TAGBILARAN - CEBU
8:30 AM	10:30 AM
12:30 PM	2:30 PM
4:30 PM	6: 30 PM

Regular Fare = P 500
Senior citizen = P 400
Disabled citizen = P 500
Student = P 500
Minor(4-11) = P 300

WEESAM - (fast craft) (daily schedule) (Pier 4)

CEBU - TAGBILARAN	TAGBILARAN _ CEBU
6:20 AM	7 :00 AM
9:00 AM	8:45 AM
12:00 PM	11:20 AM
2:00 PM	3:40 PM
6:40 PM	4:40 PM

LITE SHIPPING (slow craft) (daily schedule) (Pier 1)

CEBU - TAGBILARAN	TAGBILARAN - CEBU
12:30 PM	12:00 PM
10:00 PM	10:30 PM

Economy P 225.00
Standard P 250.00
Tourists P 250.00
Premium P 265.00
Business Class P 345.00

COKALIONG (slow craft) (Pier 1)

CEBU - TAGBILARAN	TAGBILARAN _ CEBU
06:30 PM (Friday)	07:30 AM (Saturday)